Whitepapers

June 16, 2026

Banking Cloud Migration

The global banking sector stands at an inflection point. Digital transformation imperatives, evolving regulatory mandates, customer experience expectations, and the emergence of Agentic AI are compelling financial institutions - banks, NBFCs, insurance companies, and payment networks- to fundamentally rethink their technology infrastructure. Cloud adoption in banking is no longer a question of 'if' but 'how' and 'at what pace.' This white paper, authored by Saints & Masters provides a comprehensive, practitioner-level guide for banking CIOs, CTOs, CDOs, and technology leaders navigating cloud migration decisions. We cover the full spectrum: from hyperscaler selection (AWS, Azure, GCP) to hybrid and sovereign cloud models; from workload classification and cost modelling to RBI and central bank compliance; from risk management frameworks to a ready-to-use RFP template. The Saints & Masters Shipping Cloud Model is introduced as a structured, sovereignty-aware approach to banking cloud adoption.